Hear me out

Iirc, closing an account impacts your credit not because you cancelled your account, but because it impacts your debt/credit ratio.

You have 2 credit cards. Card A has a 10k credit and 2k balance. Card B has 10k credit and 0 balance.

So your ratio is 2k/20k or 10%.

If you cancel card B, your credit line is now 2k/10k, which is 20%. This increases your credit utilization, which impacts your score.

Opening and closing a bunch of cards without any balance shouldn’t have a significant impact on your score, maybe a few points.

Hard inquiries can be bad but most credit cards use soft inquiries nowadays anyway

I made this account wanting to try to be chaotic and unhinged for a change, but I couldn’t do it :c

I had to ban myself from that game as I’d fall off the face of the earth for weeks at a time

Wait, are you telling me I can get rid of all my e-waste if I just stick a maga sticker on it and put it on Craigslist?

I feel you man. It feels like every day drains me more than the last

Creator-owned platforms are the answer. I pay 2.50 USD/month for Nebula, and I have a less invasive experience, no ads, and the creators are paid better.

I also pay ~5/mo for Dropout, which is entirely owned by the people who run it.

In both cases, I feel as though I’m getting more value out of my time spent watching compared to the average YouTube video. Higher quality, less fluff, less algorithm bait.

Gators as a species have existed for hundreds of millions of years, predating even some of the stars in the sky. They should be alright.

I think we are going to completely abstract from traditional ethics, entertainment, and communication, aside from a few niche communities akin to a 21st century Amish.

Steam UI genuinely fucks, and if you’re suggesting it should be homogenized into the bland, emotionless material design full of dark patterns that every other web experience has turned into… then you, sir, can go to hell

I’d absolutely be down for a decentralized club penguin

This needs at least one flash game to be accurate