I have friends who quit working. Two kids in daycare, you got a clear 30k take-home to make it work, and if you’re barely making it work with that, on top of killing yourself, that income stream just doesn’t make sense. It’s dumb.

I had a friend who was the director of a YMCA daycare, and I have no idea how they kept functioning. I crunched numbers and they barely had enough to pay their teachers. She made jack shit. It was crazy. And we still paid a fortune to go there.