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When you sell your home, you won’t get back any of the money you gave to the bank as interest, but in theory everything else including your down payment will be returned to you.
and your partner would get nothing if she “bolted” even though she paid money so you could have it
I mean when you’re renting a place you’re more than likely helping the owner pay off their loan anyway. It’s just another step removed.
and you think thats fair??? “It’s a bit like I’m the landlord and my partner is the tenant” is the argument I’m trying to make
well to me it doesn’t seem fair for the non-owner to help pay off the house and the other getting to own all of it.
The price for owning that house is not just the loan but the interest as well. A home is more than a financial investment, but a necessity. Imagine buying a car that you let your SO use but insisting that she pay a quarter of the cost because the car loses half its value as soon as you drive it off the lot and it’s only fair that she pay half of that money thats “lost” but then keeping all the money once you sell the car to yourself
it’s the cost of purchasing a house. Two people paying a landlord is more similar to having two girlfriends who pay off the mortgage. This is more like one person sharing the cost of the loan on a house they won’t get to keep.
that still means she helped pay off the mortgage, and she should accordingly own a part of the house even if she “bolted”
if she helps pay the mortgage or renovations or anything that increases the value of the house she gets to own part of the house otherwise its completely unfair, split utilities according to income and thats it.
Probably best to let her dictate the price though since there is such an imbalance of power at play
welcome to denial city, neoliberalington. Everyone here is stuck in 2020 (minus covid, thats long forgotten) and still full on slava ukraini
and this from a feddit.org account no less, color me pleasantly surprised
Have a read through here if you’re interested https://hir.harvard.edu/untitled-2-ready-for-combat-the-future-of-the-european-defense-industry/
The issue with that is that the production of arms in the EU is next non-existent when compared to Russia and the US. Europe has been heavily de-industrialized and already has problems covering its energy budget. You can’t just throw money at that problem, because you don’t just need to rebuild factories, but infrastructure. Not to mention the brain-drain caused by academics moving to the US and China where actual research happens.
I don’t see it
yeah spends it on US weapons. It’s a money laundering front to funnel european public money to private US investors
deutsche bank does some of the evilest shit out there
deleted by creator
just stumbled across this video and remembered out “conversation”
go fuck yourself you piece of shit,
a) I am officially diagnosed dont know why you assumed I wasnt
b) not everyone has equal access to healthcare and might have no choice other than to self-diagnose and medicate any range of illnesses
c) there are systemic issues like e.g. racism, sexism (sexism is double the issue in mental health than it is in physical) paired with the superiority complex of some doctors constantly leads to psychiatrists dismissing and downplaying their struggles and not diagnosing or writing prescriptions a patient needs.
but glad you keyboard warriors who never had to deal with this shit got it all figured out
wow thats hostile, fuck you too buddy
dont like that approach since mental illnesses are typically underdiagnosed rather than overdiagnosed. If someone says they have adhd they do until proven otherwise.
Anyone who thinks its the people that fail the party and not the other way around. So basically anyone who blames the people for not voting dem, instead of blaming the dems for not putting forth an appealing program that would represent the voters. You know, like in a democracy.