So that’s a great picture I think for the difference between the loan durations.

I of course think the real problem is that average people might need a 50 year loan to barely pay for a house these days. But it isn’t “nothing” between the terms, it does help in the super short term

Fair, but it also shouldn’t affect the relative prices from 30 and 50 year

The calc I used for that number put $3k property tax annually amortized, good call

What?

Some random numbers that are of course VERY variable, but I just ran the calcs with 400k, 5% down, 6% APR for 30 and 50 years

$2648 for 30 years $2369 for 50

Now that is of course not a great deal, presumably you’d also get a little better rate for the longer loan (more points) but it’s not a dollar.

Edit: wait you’ll get a better rate for the shorter term loan, so this will probably further close the gap. Still not to $1 surely

Yup, exactly this.

Coached race cars (and bikes) at tracks for years, and amateur raced for more than a decade.

Try just pushing (not pulling). You have a LOT more range and more comfortable control from 9/3 than 10/2

I am a native English speaker but live in Denmark and so many people here are so proficient in English. It’s super impressive to me!

Yeah, oven make some bacon and it’s great to crumble on pizza for something like this. Could make chicken for the same idea too!

I think this is super true. We moved across the pond and are learning a new language, new culture, everything. Time feels SO slow. This year has been a decade.

It’s been hard, but also that part has been cool and a good reminder that it doesn’t always have to be that way

Not sure where you’re located, but if you’re in the EU you can consider Fairphone for an extremely repairable phone instead. The 6 doesn’t have the specs of proper flagships, but it’s quite a step in the ethical direction in my opinion.

As an engineer, I definitely could think of a lot of cool ideas that’d fix problems if I just had unlimited energy or infinite resources.

However, since I’m not a CEO I don’t get paid for said “what ifs”

Agree, people in Copenhagen are pretty relaxed about their commutes most of the time here, especially on bike. It helps that many drivers are also sometimes cyclists and pedestrians, so they understand it.

The real fear is people on hotel bikes. That’s a real mixed bag

Where’s my 4th wave of ska??

The steel soul is getting 100% without dying once. 35 hours for 100% is pretty doable with a route planned and some practice IMO

I don’t think the Speedrun is close to as hard as the steel soul 100% one

Surely this comes from the American, not European point of view, yeah?

The average reddit user is a bot

Yeah, having been in a surprise proper emergency (no power, water, limited roads, cell service, etc for over a week) having some emergency supplies and a radio (if you have a car, AM/FM radio in that is great) completely changes things

Big In Bruges energy

I thought Bruges was super fucking cool, but I love the idea of hating on it like the movie does

Hej fra København og jeg tror du har ret

Headphone jacks. They certainly still exist but every device I owned that made sounds had one in 2015, no longer the case