I just block and report as spam any spam text messages I get and any calls that get marked as scam likely. It was terrible before the election because I live in a swing county in a swing state and I think everyone was just mass spamming every number in the area code, but since then I haven’t really gotten much, maybe one errant text every 2 or 3 weeks. Which is much better than it was last spring and summer when the amount started picking up for me.

Give that amount of money to anyone with the most basic of simple financial management and they wouldn’t have to work a day in their entire life while living a very decent life. Almost $2M at 5% growth, below the total historical performance of the stock market, is $100,000 per year for doing nothing except sitting on money. Any amount of that which is reinvested compounds exponentially.