

I disagree, but in not in your situation so I can be wrong.
Unless you are producing way, way more electricity than you can use I think net metering is a great arrangement for the customer. (Not so much for the utility company)
The electricity is usually bought by the utility company at a much lower cost than what the customer is paying. Because the generation cost is only a percentage of the cost, there is taxes, maintenance of the grid …
For example in France we pay 0.1952€/kWh, but the utility is buying the solar electricity produced by household at 0.04€/kWh.
Meanwhile with net metering your electricity is virtually bought at the same price as what you are buying your electricity for.
40% of the world’s population lives in coastal area. Tsunamis are devastating as well so I’m not certain that a giant asteroid falling in the water would be less deadly.