My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!
WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.
Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.
They should call it “pay slightly less than full price if you fucked up your car”
If the car is still drivable, there are work arounds to still being able to drive a totaled car. When the insurance totals a vehicle, it just means that the repairs are more expensive than the value of the car. You may have to get a salvage title and assume ownership of the vehicle from the insurance. They’ll also still give you the money for the car. If the accident wasn’t your fault, also beware of the other persons insurance trying to settle with you. When I was in my 20s and young and dumb, I had that happen to me. The other persons insurance adjuster literally came to my apartment to negotiate a settlement with me and I took it because I was broke.