My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!
WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.
Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.
They should call it “pay slightly less than full price if you fucked up your car”
Its OK to be salty. I like my beans salty, lemony and spicy. I’m not saying you’re a bean and I want to eat you in a burrito. I’m just saying you’re alright.
Idk why people jump to defend these policies. They are 100% correct, but being correct doesn’t negate how scummy the insurance companies are. Based on how much we pay on a monthly basis, you would think we should be appropriately compensated when we do need to use the insurance. The simple fact is that the devil is in the details.
The minimum liability insurance isn’t a scam. If you hit someone and cripple them you’ll be glad for insurance to pay their medical etc…
Comprehensive is absolutely a scam. Just take the money and save it, maybe buy some bonds. Then when it’s time to buy a new car (or when you get your car totaled) you’re already half way to a new car.
It might be worth it if you have a Jeep for the glass replacement alone, though
Cars totally suck by the way. We went to a dealership to see one of the trade-in used cars and the 20 minute trip turned into a 4 hour car ride in stop and go traffic.
Cars suck, Seattle traffic sucks, insurance sucks. One word of advice… Don’t come to Seattle. If you do, don’t bring a car there. That’s the only saving Grace about Seattle, there’s no parking. To fix the traffic problem simply close the streets going to downtown.
Yeah definitely need a well named insurance… “Pay little” or maybe “screw everyone” insurance. Sorry, just being salty about it.