• BombOmOm@lemmy.world
    link
    fedilink
    English
    arrow-up
    33
    arrow-down
    2
    ·
    1 day ago

    FedNow became a thing just two years ago. With transaction fees of just $0.043/transaction, it’s cheaper than every other payment processor out there. Hopefully it can gain adoption and push out Visa/Mastercard.

    • bean@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      16 hours ago

      What prevents them from getting bigger and doing the same thing. This cycle of sadomasochism needs to stop at the root cause.

      • Landless2029@lemmy.world
        link
        fedilink
        English
        arrow-up
        3
        ·
        8 hours ago

        Enshitification is common. Corps care a ton about social pressures and norms. They get swayed easily by public opinions.

        This one is US Gov based so we’ll see how it plays out. They tend to be slower to move… Until someone starts slinging executive orders around to rip things out and tear them down.

      • BombOmOm@lemmy.world
        link
        fedilink
        English
        arrow-up
        4
        ·
        edit-2
        10 hours ago

        FedNow is ran by the Federal Reserve. They are almost certainly going to retain stricter regulation than independently operated payment processors.

    • PolarKraken@lemmy.dbzer0.com
      link
      fedilink
      English
      arrow-up
      9
      ·
      1 day ago

      Interesting. Good to have a less rent-seeking option, not sure I love the idea of the Fed just (assumedly) having access to all my transactions, though.