cross-posted from: https://lemmy.world/post/33704049
Wanted to add, “Fuck Cars!!”
Car payments for decades of one’s life are not the way to go.
cross-posted from: https://lemmy.world/post/33704049
Wanted to add, “Fuck Cars!!”
Car payments for decades of one’s life are not the way to go.
I don’t think the oligarchs even think about us that much.
Anyway, you are doing the thing where you make up a sympathetic scenario to excuse people for being terrible at personal finance. I’m not saying outliers don’t exist. And I’m not saying that increased income inequality and the diminishment of the middle class isn’t a problem. I’m just saying, jesus fucking christ, admit when people could improve their circumstances by just making better choices.
You say you spent 8 years sub six figures to retire at 31. Can you list your savings rate and what you live on now? Did you just directly build a large nest egg or did you get lucky with investments?
Id like to give your advice its due, but if you were able to randomly retire because you gambled and bought $1k of bitcoin in 2012 and held it till 2020, it may not be that correlated to most peoples lived experience.