• AlfredoJohn@sh.itjust.works
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    6 days ago

    What does fairly clean histories mean, honestly? Over 400 a month is crazy high. Did you make claims on minor issues that should have just been handled outside of insurance, i.e. dont just factor in deductible cost but monthly increase on your premium after a claim is filed in the future? Were you getting multiple small traffic citations? One big one? Etc.

    • 𝕱𝖎𝖗𝖊𝖜𝖎𝖙𝖈𝖍@lemmy.world
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      6 days ago

      I had one claim probably 7+ years ago after a chunk of metal fell off a truck and fucked up my car tire and bumper. I was not at fault. My partner has zero. We’re both in our 30s and have been driving since we were young, but we had been car-less for a few years prior to buying this one.

      I’ve had to deal with a lot of profiling bullshit before but nothing that affects insurance. Nothing stuck either, just a lot of going to courts to clear my name.

      But other than that, idk. Parking tickets, maybe?